XRP holders have historically shown limited interest in DeFi participation, and a bridged token on an unfamiliar protocol may fail to achieve meaningful adoption despite infrastructure improvements

"The bearish read is that XRP holders have shown little interest in DeFi historically, and a bridged token on an unfamiliar protocol will not change that behavior. XRP faces a steeper adoption curve because its holder base skews more retail, with a lower proportion of technically sophisticated users who are comfortable with bridge mechanics and vault management."